Uber's services have revolutionized modern travel. With just a tap on your phone, you can request a ride within minutes, simplifying uber injury protection the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.